How our experts manage your money
Click & Invest brings together the best ideas of all Investec Wealth & Investments’ resources in pursuit of delivering consistently good risk-adjusted returns for our clients.
Our thorough investment approach is the same trusted approach we’ve been using for clients for over 180 years.
Working closely together, our experienced Investment Managers and 20 strong in–house Research Team focus on two core areas to create and manage our investment portfolios: Asset Allocation and Fund Selection.
When investing, one of the most important decisions is working out which type of assets to include in the mix, and in what proportions. At Click & Invest, we mix investments across the different asset classes to create your investment portfolio; this mixture will change according to your appetite for risk and overall investment goals.
The proportion of each asset class is determined by our Asset Allocation Committee who meet on a monthly basis to discuss the economic outlook.
We review economic, interest rate and currency forecasts, and debate the outlook for the individual fixed income and equity markets. We then translate these into an asset allocation framework which is applied to your investment portfolio.
Our Collective Investment Research Team constantly review individual funds within each of the various investment markets. This results in our best picks being added to our Recommended List of Funds, from which the Click & Invest team constructs your investment portfolio.
Our Investment Managers work closely with our in-house Research Team, so will always take advantage of any tactical ideas and ‘special situations’ they think may be appropriate to enhance the performance of your portfolio.
At Click & Invest, we invest primarily in “active” funds, where a Fund Manager aims to beat their benchmarks. Our Research Team and Investment Managers regularly meet face-to-face with fund management teams, allowing us to gain a deep understanding of each fund and its process, before we invest any money.
Creating your Click & Invest portfolio
The Click & Invest Investment Team meets regularly to discuss the portfolios and to agree how to best apply the recommendations from the Asset Allocation and Collective Investment Team. Portfolios are individually analysed to ensure that they are in-line with our clients’ investment strategies, and reflect their individual risk profiles and investment goals.